Let's start: My plan, kinda
- First thing is to pay all my bills that i can now, and leave enough money for those that i'll have to pay later - like all my monthly subscriptions.
- Then buy all gifts and things i need to get as soon as i can
- Set weekly budget.
- Possibly set aside something, if i can.
- Leave enough money for dentist, and that's not cheap or other emergency things that could come up.
- No more than 2 takeaway coffees per week (i could say no coffees at all, but let's be real!)
- I have food at home - stop with takeaways
When i'll pay all my bills and check how much money i need for my subscriptions, then i could see how much money i have to work with, and plan all other things.
I have upcoming 2 celebrations i need gifts for - and i know that place were i'll get them doesnt really do sales, so i can get them as soon as possible, so they get there on time.
Make list on things i need to buy for myself - this does not include food. SO far i need 1 thing new ear phones, and i really want 1 t shirt, but thats not necessity but i really want it! And buy as soon as i can, so i can plan other things. New summer shoes. that are comfortable and dont give awful blisters, and it would be amazing if i can get them either trifted or on sale.
Come up with weekly budget - how much money i can spend on groceries and things like that on 1 week, including takeaway coffees. Hoping this will help me spend less on coffee and on already ready to eat food, because i can cook or make coffee for myself, but i'm lazy and coffee is like warm emotional support in some days, i just need it!
Before that when i tried to save for something i set aside certain money, that obviously i can use if i need, but if i can live without spending it, at least i actually save something.
Remind myself that i have dentist appointment and its never cheap, and i have to use public transport there. If weather is nice i usually walk back after it, but lucky me, has job after it, so i dont have much time to walk as i will want to rest, so i cant even save on public transport.
Last month i spend more than 60 euros un takeaway coffee! That's too much! I even bought milk frother , and coffee with that tastes almost as good as bought ready one. I have reusable coffee cup, i need to figure out proportions for that, and i can make my own, at least to drink while walking to work.
We are getting takeaways at least once a week, cause it's easy and saves time and effort, but it gets expensive, but i dont regret last months over priced KFC order, that chicken is soooo good! Obviously it's not healthy as well!
Let's try this !
Till next time 😄
