Tuesday, January 1, 2019

No spend August plan




As i'm waiting for my salary,  i kinda made plan how to save.  Lets try and see if i succeed or fail, but at least i'm trying.


Let's start: My plan, kinda

  • First thing is to pay all my bills that i can now, and leave enough money for those that i'll have to pay later - like all my monthly  subscriptions.
  • Then buy all gifts and things i need to get as soon as i can
  • Set weekly budget.
  • Possibly set aside something, if i can. 
  • Leave enough money for dentist, and that's not cheap or other emergency things that could come up.
  • No more than 2 takeaway coffees per week (i could say no coffees at all, but let's be real!)
  • I have food at home - stop with takeaways 


When i'll pay all my bills and check how much money i need for my subscriptions, then i could see how much money i have to work with, and plan all other things.

I have upcoming 2 celebrations i need gifts for - and i know that place were i'll get them doesnt really do sales, so i can get them as soon as possible, so they get there on time. 

Make list on things i need to buy for myself - this does not include food. SO far i need 1 thing new ear phones, and i really want 1 t shirt, but thats not necessity but i really want it! And buy as soon as i can, so i can plan other things. New summer shoes. that are comfortable and dont give awful blisters, and it would be amazing if i can get them either trifted or on sale.

Come up with weekly budget - how much money i can spend on groceries and things like that on 1 week, including takeaway coffees. Hoping this will help me spend less on coffee and on already ready to eat food, because i can cook or make coffee for myself, but i'm lazy and coffee is like warm emotional support in some days, i just need it!

Before that when i tried to save for something i set aside certain money, that obviously i can use if i need, but if i can live without spending it, at least i actually save something.

Remind myself that i have dentist appointment and its never cheap, and i have to use public transport there. If weather is nice i usually walk back after it, but lucky me, has job after it, so i dont have much time to walk as i will want to rest, so i cant even save on public transport. 


Last month i spend more than 60 euros un takeaway coffee! That's too much! I even bought milk frother , and coffee with that tastes almost as good as bought ready one.  I have reusable coffee cup, i need to figure out proportions for that, and i can make my own, at least to drink while walking to work.

We are getting takeaways at least once a week, cause it's easy and saves time and effort, but it gets expensive, but i dont regret last months over priced KFC order, that chicken is soooo good!  Obviously it's not healthy as well!


Let's  try this !


Till next time 😄 

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